Insurance

Premium Affordability Calculator

Insurance should protect you without stretching your budget. This calculator checks whether your premiums are in a healthy range - and flags if you might be over-paying or under-covered.

Your income

Gross monthly income

Before tax

Net monthly income

Take-home pay

Monthly premiums

Enter only what you currently pay. Leave at R 0 if you don't have that cover.

Life / risk cover

Medical aid / health insurance

Car insurance (comprehensive)

Home / building insurance

Contents insurance

Income protection / disability

Other (funeral, gap cover, etc.)

Monthly total

R 0

% of gross income

0.0%

Annual total

R 0

Understand exactly what you're covered for

Insure110's policy analysis tool TEN can read your insurance policy and highlight gaps, gotchas, and obligations - in plain language.

Analyse my policy with TEN →

These benchmarks are general guidelines for SA consumers. Your ideal insurance allocation depends on your personal circumstances, dependents, and risk profile. Insure110 does not provide financial advice.